The answer to getting out of debt begins here

You have reviewed your situation and you have decided to do it so how do you get started. The first thing you want to do is be clear about what are about to do. With our firm you are asked to fill out an information sheet outlining all your assets and all your bills. This will take a little bit of time. It should go without saying that can no longer use those credit cards and will need to stop using them way before you file for bankruptcy. We will go over the time later. Understand that what you are keeping is what is called exempt property and the other will be sold to pay the liabilities. During this time period the trustee will have a very powerful voice in your life. It is very important to very very honest with the information you give and just as important to not leave anything out. The trustees that will be going over your information are very experienced. In certain situations criminal charges could be brought against the person if he is caught lying on the petition.
Once the information gathered you will want to take the financial management course there will be links on this website pointing your to some inexpensive ones. You will make the decision of whether you will be filing a chapter 7 or a chapter 13. You will be discussing which is better for your. In doing that you will have to weigh many factors like the means test, whether you want to save your home. This will determine which way you will go. Once you decided you which chapter you will file then you will get the petition filled and checked for errors once everything is ok it will be electronically filed. Depending on the path you took it will either over in a few months or years. Either way always remember that all information is truthful and correct.
What makes us different is that we walk you through every stage, making the process easier to deal with. At our law firm our first priority is you the client. Let our experience work for you.